Saturday, December 28, 2019

What to Wear to a Job Interview at Victorias Secret

What to Wear to a Job Interview at hauptstadt der seychellens SecretWhat to Wear to a Job Interview at Victorias SecretInterview attire for Victorias Secret should be stylish, but professional. Although Victorias Secret is famous for its lingerie, its important to make sure your einstellungsgesprch outfit is appropriate. Think modern business casual for an interview at the store. Interview Attire Options Think modern business casual for an interview at the store. Youll want a look thats fashionable, elend frumpy. A nice dress, a blouse, and black slacks, or fitted button-down and a pencil skirt all make for good and professional interview outfits for women. For men, black slacks and a button-down shirt work well. The Best Shoes to Wear For shoes, be sure to steer clear of sneakers or flip-flops. Instead, for women, ballet flats or modest high heels, with a height less than 3.5 inches, are a good choice. Men should wear a dress shoe or loafer. Hair, Makeup, and Accessorie s Its alright to accessorize with jewelry, but keep it low-key. Same goes for hair and makeup. Certainly dont doll up as much as you would for a night out, but considering that youre applying for a retail job that involves sales and interaction with customers, youll want to look approachable and polished in your appearance. Remember, customers will be looking for you to offer fashion advice, and your interviewer will want to see that you have a sense of style that matches their image. Whether to Wear the Store Dress Code A question that often comes up in regards to interviewing at companies with employee uniforms is whether or not candidates should adhere to the workplace dress code.In the case of a company with a distinct outfit, like Target or Best Buy, this isnt the best idea, as you might not be taken seriously or you might appear presumptuous. However, in the case of Victorias Secret, where all the employees dress in black, its acceptable to use this outfit as inspiration for your own interview look, as long as you dont go overboard.For example, a little black dress, so long as it hits mid-thigh or below, would be a good choice. A black blazer layered over a simple top and paired with black slacks is another good option. Victorias Secret Interview Tips Familiarize yourself with Victorias Secret lines know their latest additions, expansions, and the status of the brand. Check out the companys careers pageto learn more about their hiring process. Victorias Secret is more than just a lingerie store as a salesperson, youll also be expected to comment on their clothing line, their perfumes, and their hair, body, and makeup products. Visit the store before your interview, so you know which products are featured on display. You can impress the interviewer if you have a working knowledge of the fit of their clothes and the accessories they carry. Remember the best accessory is a smile most clothing stores focus on making the shopping experience one thats enjoyable and enticing for their customers, so a manager isnt going to want to hire someone who always has a sour expression on their face or who has a bad attitude. Be friendly and outgoing during your interview so your interviewer knows you will interact in that way with customers, too. Show the hiring manager that youll be a good team member management wise, retail stores function as a team, so your interviewer will want to see that youre capable of good teamwork. Beready to speak about your abilities to work well with others. Share your customer tafelgeschirr skills during the interview customer service skills are an important asset in the retail world, so be prepared to answer interview questions related to customer service and how you would handle a variety of situations and scenarios that could come up in a days work. Practice customer service interview questions and answers before the interview. Be flexible the retail industry expects employees to be able to work flexible h ours, including evenings and weekends. Its a good idea to emphasize your availability during the interview, especially if you are able to work changeable hours.

Monday, December 23, 2019

Are you ready for FIRE, LeanFIRE ... or just kidding yourself

Are you ready for FIRE, LeanFIRE ... or just kidding yourselfAre you ready for FIRE, LeanFIRE ... or just kidding yourselfThis post was inspired by lively discussions on the FIRE and LeanFire Reddit. What I have to share on the topic of retiring early and leanFIRE may seem controversial or critical however, my reason for sharing this is to help you be successful in your goals.The FIRE (Financial Independence Retire Early) MovementAn interesting development over the last several years has been theFIRE movement. Financial independence is defined as having sufficient passive income and/or sufficient investments to cover your living expenses. The turning point is when you have saved enough or reduced your expenses enough to achieve financial independence.Once you have reached financial independence, you are now free to live a good life, or at least that is how the story goes.Since financial independence is a formula, those seeking FIRE often focus on both sides of the equation, being the reduction of living expenses and increasing passive income and investments. Many on the FIRE path will go to such heroic efforts to minimize expenses that they can achieve the definition of FIRE with comparably very little saved, sometimes referred to as lean FIRE or LeanFIRE.LeanFIRE is steeped in anti-consumerism, simple living, and even homesteading. Despite the proliferation and popularity ofblogs, books and web forums,the pursuit of FIRE is notlage new. The acronym is a recent development however, the concept of reaching financial independence and retiring early was not born of the internet nor of recent time.The concept easily dates to the 1960s, and I bet that one could easily make an argument that the U.S.A. was founded by the godfathers of geo-arbitrage.Fortunately, people pursuing FIRE or leanFIRE have the benefit of learning from those that came before them.Are You Pursuing FIRE or LeanFIRE?Some people may argue the difference is just semantics. I believe words matter. A yacht and a kayak are both vessels however, if I told you I took my vessel out on the open water this weekend, you could be forgiven for thinking I owned something much grander than a kayak.Similarly, if someone told you they reached Financial Independence, I doubt the image that comes to mind is of one living in a yurt in their neighbors backyard. Being frugal and living simply is impressive and admirable. As a community, though, we need to enaya we are all on the same page.A proposition, Modify Financial Independence Retire Early TerminologyAs such, I propose we modify the definition of FIRE. In my opinion, financial independence should equal having sufficient passive income and investments to replace your wages or the median income (like the cost of living) for the community you are living in.Financial independenceshouldentail some form ofcontingency planningand/or redundancy. As well, I would argue that failing to plan for vernderliches is not a plan at allif one variable threa tens your independence, then by definition, you arenotas financially independent as you believed you were.LeanFIRE would mean that you have chosen a FIRE path that focuses on simple living and frugality to achieve your goals. It also means you do not have sufficient resources for FIRE.Of course, if you are leaving your job to turn a side hustle into your main gig, and you need that active income to maintain your standard of living, I would consider that asself-employment on the path to FIRE.Why Does any of this Matter? Because you are Playing with FIRE.Good planning entails considering what could reasonably go wrong and plan ahead for contingencies. Good planning needs to work in good times and bad. Both forms of FIRE have some risks. The leaner the FIRE, the more risks you may need to plan for and if you fail to plan you could get burnt.Lets Talk About What Can Go WrongLiving ExpensesLiving expenses will go up over time, and inflation is hard to measure or even forecast. This is in part because inflation affectshouseholds differently.If you ask a cattle farmer, a truck driver and a technology consultant how much expenses go up annually, you are likely to get three very different answers.The farmer and the truck driver are much more sensitive to changes in energy and commodity prices than the tech consultant. In fact, the tech consultant may argue that expenses declinePeople express their belief that their stock market-linked portfolio will keep up with inflation. They make the assumption that the stock market returns will beat the average rate of inflation. The question is, will you experience average rates of inflation? Will people, such as retirees that need to allocate a high proportion of the passive income to living expenses, tend to be more sensitive to inflation in energy and commodities?TIPMake sure your inflation protection strategy is correlated to the inflationyou arelikely to experience, not just a general cost of living inflation.TaxesTax policie s change and evolve over time. The only thing we know for certain is that we dont know anything for certain. Luckily, the various income taxes are easy enough to plan for.The challenge is in theproperty taxes and indirect taxes. In many areas of the country, property taxes have steadily increased at rates greater than the rate of inflation. An extremely lean FIRE plan may not be able to keep up with property tax inflation.We must worry about indirect taxes, are you prepared if the town you live in doubles or triples the water bill? If you reside in the country and rely on a well or septic system, do you plan for the potential cost of conversion to public water and sewer if the township mandates that change? A mandated change like that today could cost $15k. What would it cost in ten or fifteen years?TIPConsider setting aside extra money forrainy day emergenciesbefore leaving the workforce. Correlations ChangeThe great recession and financial crisis thought us several lessons about p ortfolio design and volatility in income-producing portfolios. We have also learned that correlations change. In 2008, multiple asset categories experienced losses. One thing I often hear people on the path to FIRE say is if their portfolio loses value they will just go back to work.The financial crisis taught us that weakness in the stock markets tends to correlate highly with weakness in the job market. If that wasnt bad enough, the same finance downturn that damaged your portfolio could also trigger a layoff where your tenant works, and now he is unable to pay rent. It has become popular for those seeking FIRE tomake money online, just keep in mind the economic forces that rattle your investments could impact your side hustle as well.HealthcareHealth care and health insurance are some of the biggest challenges to those aspiring to FIRE and Lean FIRE. The Affordable Care Act has created some opportunities for people to purchaseaffordable health insurancethey have structured their taxable income in an ideal manner.The issue remains that, over the course of 15 to 25 years, we do not know what health insurance programs will look like. Historically, health care costs increase at a greater than average rate versus the rate of inflation. It would be prudent to plan accordingly.I have heard people in the lean FIRE community indicated that they will engage in medical tourism. As appealing as traveling to Belize for your health care may sound, unexpected health issues dont often give us much warning. Quite often, health issues do not make time to travel either.LawsuitsMany individuals on the path to FIRE include some form of rental properties for income in their FIRE portfolio. Real estate offers some compelling advantages namely, you can purchase a rental property with little to no money down. I cannot begin to count the number of satellite radio commercials or infomercials that pitch the rental property passive income dream.Rental properties are not without risk la ndlords can and often get sued. Recently, a tenant was awarded$300k over a bedbug infestation. Even with adequate insurance, a lawsuit can be costly. Neither property insurance nor liability insurance covers property owners if the town or city levies fines or requires improvements on the property.TIP Should your path to FIRE include rental properties, consult your lawyerandyour accountant about what planning may be necessary toprotect your assets.Asset protection isnot a substitutefor quality liability insurance.DivorceMany marriages end in divorce. Out of the number of people who get divorced each year, Im willing to bet theres a handful of couples that would haveinsistedprior to their marriage going south that they would never possibly get divorced. Your spouse may be onboard with your lean FIRE dreams now. Ask each other what happens if opinions change.Many couples that embarked on homesteading or self-sufficiency found out that overly simple living wasnt as romantic and charming as it sounded. Alternatively, if you are lean FIRE, and your spouse is not able to visit the children or grandchildren as often as wanted because its not in the budget, will that spouse remain onboard? Potentially, too lean of a FIRE could lead to anxiety and resentment. Please do not risk your marriage by retiring too early and without proper planning.TIP make sure you have adequate pre-nuptial and/or post-nuptial agreements.Failed FIRE What is the cost?I have attempted to point out some of the risks to people on social media. Their responses are usually a glib answer such as I will just go back to work. The aufgabe with that answer is, if your plan fails, it could be too late. Its doubtful youre going to abandon your FIRE dream due to a bad day in the stock market, or even two.You may not realize your plan is not working until it is too late. You may be several years, or even a decade into your plan when you realize you have a problem. In the case of a medical emergency, you may be physically unable to work. Re-entering the workforce may be harder than you anticipated.Lets be clear should you leave your profession prematurely and find out a handful of years down the road that your planning did not work out, youre unlikely to get much sympathy. Its highly unlikely your previous employers will hire you back. Even if they do, it may not be at the paygrades you were previously at. A ten-year hiatus in your resume may cause difficulty in seeking employment, if, for no other reason, ten years is a long time in certain industries, and skills perish over time.Your Definition of FIREYou should be prepared for the above situations, although I am hopeful these things do not happen to you. When you are prepared and have a plan in place to deal with the curve balls that life tosses at you, then that is the moment when you are truly financially independent.There is nothing wrong with trying to retire early orsimple living. Good planning means you can enjoy your retiremen t with peace of mind and security.The key is to choose a path to FIRE that is sustainable and works foryou, your family, and your goals.This article originally appeared on Your Money Geek.

Wednesday, December 18, 2019

Customize this Outstanding Senior Brand Manager Resume Sample

Customize this Outstanding Senior Brand Manager Resume SampleCustomize this Outstanding Senior Brand Manager Resume SampleCreate Resume Toby Lane100 Broadway LaneNew Parkland, CA, 91010Cell (555) 987-1234example-emailexample.comProfessional SummarySenior Brand Manager with broad experience in all aspects of absatzwirtschaft, public relations and advertising. Specialized in building powerful brand narratives to attract customers and establish brand loyalty. Adept at working effectively with marketing and advertising departments to optimize brand identity.Core QualificationsMarketing expertAdvertising specialistBrand creationNew media technologiesTechnical communicatorTeam playerExperienceMarch 2010 to October 2012Macys- New Cityland, CASenior Brand ManagerOversaw brand management team at major department store.Managed a spectrum of different brands.Coordinated with advertising, marketing and public relations professionals associated with company.Oversaw staff of four brand managers d ealing with all department store brands. January 2014 to PresentGigantic Insurance Company- New Cityland, CASenior Brand ManagerOversaw brand management for major health insurance company in the United States.Responsible for revising brand identities in the aftermath of ACA.Directly supersized brand management team at company.Coordinated brand development and maintenance with advertising and marketing professionals associated with company.Education2009 University of California, New Cityland, CABachelor of Arts, MarketingCustomize Resume

Friday, December 13, 2019

4 Tips to Help Financial Institutions Stay on Target With Regulatory Compliance

4 Tips to Help Financial Institutions Stay on Target With Regulatory befolgung4 Tips to Help Financial Institutions Stay on Target With Regulatory ComplianceThe level of regulatory scrutiny placed on financial institutions has increased dramatically in recent years, and einhaltung is a top-of-mind concern for management. Rightly so, as noncompliance can be incredibly costly in terms of fhigkeit financial and legal repercussions, brand and reputation damage, and loss of market share.From improper segregation of duties for employees accessing financial systems to the tiniest leak of sensitive data, many things can come under scrutiny during a regulatory compliance audit for a financial institution. Senior executives and managers therefore need to ensure all staff members are up to speed on what can - but must not - go wrong.Here are four suggestions to help your organization beat the readyfor a regulatory compliance audit, andbetter able to stay ontarget with compliance requirements1 . Provide the necessary staff trainingThe regulatory landscape for financial institutions is constantly evolving. Even the well-established Sarbanes-Oxley Act (SOX), which celebrated its 13th birthday this summer, is still changing due to shifts in how SOX compliance is governed and regulated.Your team needs to understand how dynamic regulations can affect - and potentially disrupt - day-to-day business. More important, they must understand what they can do, in their specific roles, to help the organization ensure it stays in compliance and prepare for an audit.Offer the training your professionals need to stay up to date on current requirements, and establish a communication framework for transmitting the newest information. Then, periodically quiz them for comprehension through one-to-one and broader staff meetings.2. Conduct regular internal auditsDont expect the internal audit team to handle all aspects of making sure the organization is in compliance. Conduct your own interna l audit in your department on a regular basis to help identify any potential noncompliance issues - before auditors do.Companies that dont perform these proactive spot checks often cite lack of resources as an obstacle. But the costs of failing a regulatory compliance audit are likely to be far greater than devoting time and staff to confirm the organization isnt making any missteps. As the old saying goes, an ounce of prevention is worth a pound of cure.If you go through a regulatory compliance audit, these assessments will ensure you are better prepared. You will have gained insights into the areas of the business in question and know how to address questions that arise.3. Partner with your compliance teamIn addition to having ongoing dialogue with internal auditors about compliance, build a good working relationship with your compliance manager or team. They will know where to look for potential pitfalls. They can also recommend ways to tighten controls and what best practices t o implement. Their expertise also can go a long way toward reducing compliance costs for the business.Many organizations, in an effort to keep those costs in check, are working to reduce the number of key controls for internal control over financial reporting (ICFR), for example. According to the Benchmarking the Accounting Finance Function report for 2015, published by Robert Half and Financial Executives Research Foundation (FERF), 79 percent of U.S. firms report that they are now using no more than 100 key controls for ICFR.4. Invite a different perspectiveNo matter how vigilant - and diligent - your team may be about helping the business to maintain regulatory compliance, blind spots are always a risk. Financial institutions are complex organizations. With so many moving parts, important details can be easily overlooked, and problems can multiply without anyone noticing - until its too late.Consider bringing in outside compliance experts who can offer an objective evaluation of your operation. Regardless of the size of your organization, dedicated consultants can help you adhere to all relevant compliance mandates for the financial services industry. In addition, they can recommend ways to improve compliance processes and ensure that financial systems are up to date and sound.What does your organization do to be prepared for aregulatory compliance audit? Share your strategies in the comments.Related postsWhy Your Entire Finance Team Needs SOX Compliance TrainingTrends Shaping Financial Services This Year and BeyondWhen the IRS Reaches Out How to Weather an Audit

Sunday, December 8, 2019

The Number One Question You Must Ask for Resume Builder Service

The Number One Question You Must Ask for Resume Builder Service The important thing here is to demonstrate you have experience interacting with quite a few people (use the job posting as a guide for crafting an appropriate bullet point). Instead of counting your resume words you want to be sure every word counts You need to be able to speak comfortably about each and every word on your resume. The Honest to Goodness Truth on Resume Builder Service Thus, its far better to adjust your resume to every particular job opening. If you dont have each of the requirements listed in the work description, odds are extremely probable that your resume wont make it through the hiring manager. No matter how you reach recruiters, put in the opportunity to be sure your resume does a very good job selling you. After paying an initial fee you are able to finish a very simple survey to supply your career info and job targets, or instead just upload your old resume. As a project manager, your p rimary duty is to communicate to your teams, verbally or written if a specific kind of communication is mentioned in the work description, be certain that you use the stated one. When a dienst opens a job requisite, its because they have an issue or an objective. A resume is required as a member of nearly every work application. Dont list each and every technology you used on each job. Its vital that you tailor your resume to a work description. Locating a job may be tedious procedure, especially whenever youre on the hunt for a remote one. You can begin by tailoring your professional title to the work description. Applying for a new job gets more automated annually. Your real experience shouldnt be continued on the second page. In the event the job involves a great deal of prototyping, for instance, emphasize prototyping on your resume. Remember that employers will be sifting through plenty of applications. You require a flawless and professionally drafted resume to gene rate a spot at LinkedIn and produce the expert relationship. The Principles of Resume Builder Service You Can Learn From Starting Today For instance, you may be a manager. Both are crucial if you are asking for a client-facing position. In the majority of instances, if you may make a case for why a patent is related to your application, then dont hesitate to include it in your resume. Vital Pieces of Resume Builder Service Whether you have experience in your typical day-to-day job or you have to be slightly more creative make sure you demonstrate how truly great youre at delivering exceptional customer tafelgeschirr to each customer, daily. Crafting a resume gets easier due to the availability of lots of resume building services. You should include things like projects that demonstrate your capacity to address real world issues and your interests. Project managers are those in charge of earning a shift. Be certain that your employers see that You will want to be cautious . In that instance, you could say that you collaborated with a team on several different projects. Plain text is difficult to read when printed out. The resume templates are totally editable and totally free. Even in the event you dont enjoy the template, envision it using a different font. Avoid, if youre able to, common resume templates. If You Read Nothing Else Today, Read This Report on Resume Builder Service Or you can pick a pre-written resume from your area. Objective Statement (Optional) An objective can be found on top of your resume beneath your contact info. Your objective is to quantifiably prove that you are able to. The aim of your resume is to secure you the interview. Mention how you heard about the business and the opening, and mention how your distinct abilities and experience is going to be a great fit in their opinion. Then youll receive not just a score of how closely your resume matches the work description, but in addition a list of missing hard ab ilities, missing soft abilities and fully matched skills. You dont require any coding skills in any respect. You must have enough organizational skills to use your teams data and create an outcome. The Ultimate Resume Builder Service Trick Including a highly effective summary section at the peak of your resume is the ideal approach to acquire your next boss excited to meet you and would like to call you in for an interview. Not a great deal of folks know what makes a good resume or the way to write one that is going to effectively lead to an interview. Writing a resume for the very first time is an intimidating job. You may find a number of great resume templates, but you are going to have to decide if theyre likely to help or hurt your odds of landing an interview.

Tuesday, December 3, 2019

The Unusual Details Regarding Online Professional Resume Writing Services in Maryland Most People Dont Know About

The Unusual Details Regarding Online Professional Resume Writing Services in Maryland Most People Dont Know About Skype conferences will remain available in the event you cannot talk with me in person. As soon as you contact me, Ill ask several questions to acquire better comprehension of what youll be using the resume for. For some of them you will require help, while others its possible to write by yurself. Without a sternfrmig resume, the reply is basically no. Whispered Online Professional Resume Writing Services in Maryland Secrets It is an excellent way to learn what the pros think, and theres no commitment necessary. If youre challenged by the usual issues in the above mentioned list, after youre a stride nearer to obtaining the expert assistance youve got to move yur work forward. Well deliver first-rate resumes that may give you a true edge over other applicants. The primary problem is there are many scam businesses, and you need to prevent these. Things You Wont Like About Online Professional Resume Writing Services in Maryland and Things You Will I strongly recommend this provider Download the internet Casino software today and you may play our completely free casino online, and be on your way to the fun and excitement of Vegas style internet casino gaming It takes only 5 minutes to read a review and discover out all you should know about that corporation. Simply download our on-line casino, deposit and begin playing The Appeal of Online Professional Resume Writing Services in Maryland With our specialized therapy, youll be in a place to tap the complete potential of your professional network and make certain your profile on social networking channels matches the caliber of your resume. A whole lot of our user certain data is to be kept in the RDS. You dont need to be concerned about your personal details that may be viewed, as we handle the matter on a safe network. In the last few years, the LinkedIn professional network has tu rned into a preferred supply of premium jobs. New Ideas Into Online Professional Resume Writing Services in Maryland Never Before Revealed There are few resume services that could compete with that moment. You are able to even check out several reviews and after that opt for the business which best suits your requirements and inexpensive budget. Our reviews contain details such as the score of the clients, our rating, starting prices, Discounts, and grade of the papers. Wonderful and speedy support After all, it isnt often that you encounter a resume writer whos also a psychotherapist. We will supply you with professional resume writing. If youre thinking that you will need someone to compose my essay at the moment, you can just rely on our honest reviews. At our essay support, essays are always delivered in a brief moment. A Secret Weapon for Online Professional Resume Writing Services in Maryland Simply take a look at the best resume writing services to look at. In ad dition, I offer information and resources to aid with their job search. Resume writing is the main step in presenting your abilities and receiving the job that you desire. Emphasizing skills aside from those sought by means of an employer may raise questions regarding your interest level in a specific position.